Insurance Woes for the Astroliner

General Discussion about almost anything Teardrop or camping related

Re: Insurance Woes for the Astroliner

Postby John61CT » Thu Apr 26, 2018 12:09 pm

Excellent!

Nice to know not every aspect's been taken over by computer algorithms. Yet.
John61CT
500 Club
 
Posts: 801
Joined: Thu Nov 17, 2016 4:36 pm

Re: Insurance Woes for the Astroliner

Postby pchast » Thu Apr 26, 2018 9:11 pm

I'm glad you found someone. :thumbsup:
pchast
Platinum Donating Member
 
Posts: 1429
Images: 96
Joined: Mon Jan 28, 2013 5:47 pm
Location: Athens, NY

Re: Insurance Woes for the Astroliner

Postby Kaz » Sun Apr 29, 2018 3:05 pm

Lose the title and vin number on the trailer. Claim it as home built.
Kaz
User avatar
Kaz
Silver Donating Member
 
Posts: 222
Images: 121
Joined: Tue Sep 23, 2014 3:27 pm
Location: Hanson. MA
Top

Re: Insurance Woes for the Astroliner

Postby Atomic77 » Mon Apr 30, 2018 6:44 am

Kaz wrote:Lose the title and vin number on the trailer. Claim it as home built.
That doesn't really change anything. Most insurance companies won't insure a homebuilt for value

Sent from my SM-N950U using Tapatalk
Michael

"The Strength is in the Sum of the Parts..."

The Astroliner

Follow The Astroliner Blog Here!

Check out our YouTube video
User avatar
Atomic77
1000 Club
1000 Club
 
Posts: 1033
Images: 308
Joined: Tue Oct 08, 2013 5:29 pm
Location: Fort Wayne Indiana
Top

Re: Insurance Woes for the Astroliner

Postby greygoos » Mon Apr 30, 2018 7:36 am

Michael. Here is what I am looking into. Spoke with a rep from RV Share a company that rents your camper. Explained to them that I built the trailer myself. They dont have a problem with that. The customer rents your camper from them and the customer pays the insurance fee. You get 75 percent of the rental fee. You set your own price for the rental and you also set the time it is available. So if I rent my camper to my brother for 25.00 a night they keep 5.00 and I get 20.00. My "Brother" pays them an additional 10.00 a day for insurance. In effect it cost 15.00 a day for the camper to leave the driveway. It is only insured during the rental. I dont know how many days your "Brother" intends to camp but it might be less expensive than paying a yearly rate for the camper and your vehicles which if I read correctly they are jacking up the price to cover all of them.
greygoos
Silver Donating Member
 
Posts: 455
Joined: Sun Sep 27, 2015 6:15 am
Location: Syracuse NY
Top

Re: Insurance Woes for the Astroliner

Postby John61CT » Mon Apr 30, 2018 8:44 am

And if there is an major accident with a huge claim, the company investigators **may** well decide such an arrangement is too fishy to pay out.

This really is one area of life to keep 100% on the up n up.
John61CT
500 Club
 
Posts: 801
Joined: Thu Nov 17, 2016 4:36 pm
Top

Re: Insurance Woes for the Astroliner

Postby Atomic77 » Tue May 01, 2018 11:35 am

greygoos wrote:Michael. Here is what I am looking into. Spoke with a rep from RV Share a company that rents your camper. Explained to them that I built the trailer myself. They dont have a problem with that. The customer rents your camper from them and the customer pays the insurance fee. You get 75 percent of the rental fee. You set your own price for the rental and you also set the time it is available. So if I rent my camper to my brother for 25.00 a night they keep 5.00 and I get 20.00. My "Brother" pays them an additional 10.00 a day for insurance. In effect it cost 15.00 a day for the camper to leave the driveway. It is only insured during the rental. I dont know how many days your "Brother" intends to camp but it might be less expensive than paying a yearly rate for the camper and your vehicles which if I read correctly they are jacking up the price to cover all of them.
Very interesting. Definitely something to look into. Still haven't found an affordable solution at this point

Sent from my SM-N950U using Tapatalk
Michael

"The Strength is in the Sum of the Parts..."

The Astroliner

Follow The Astroliner Blog Here!

Check out our YouTube video
User avatar
Atomic77
1000 Club
1000 Club
 
Posts: 1033
Images: 308
Joined: Tue Oct 08, 2013 5:29 pm
Location: Fort Wayne Indiana
Top

Re: Insurance Woes for the Astroliner

Postby John61CT » Wed May 02, 2018 10:14 am

I thought you were all set!

Atomic77 wrote: premium is $345 yearly, which is awesome, but they want the autos as well and that will cost us $600 more a year for the cars. Is what it is I suppose. No other choices at this time.


You really think that's too high a price to pay?

Careful, if you don't lock it in they may change their minds!
John61CT
500 Club
 
Posts: 801
Joined: Thu Nov 17, 2016 4:36 pm
Top

Re: Insurance Woes for the Astroliner

Postby Atomic77 » Wed May 02, 2018 10:17 am

Almost a grand a year? It's a lot if you don't have it!
John61CT wrote:I thought you were all set!

Atomic77 wrote: premium is $345 yearly, which is awesome, but they want the autos as well and that will cost us $600 more a year for the cars. Is what it is I suppose. No other choices at this time.


You really think that's too high a price to pay?

Careful, if you don't lock it in they may change their minds!


Sent from my SM-N950U using Tapatalk
Michael

"The Strength is in the Sum of the Parts..."

The Astroliner

Follow The Astroliner Blog Here!

Check out our YouTube video
User avatar
Atomic77
1000 Club
1000 Club
 
Posts: 1033
Images: 308
Joined: Tue Oct 08, 2013 5:29 pm
Location: Fort Wayne Indiana
Top

Re: Insurance Woes for the Astroliner

Postby greygoos » Wed May 02, 2018 12:38 pm

John61CT wrote:And if there is an major accident with a huge claim, the company investigators **may** well decide such an arrangement is too fishy to pay out.

This really is one area of life to keep 100% on the up n up.

I used the word Brother as an example but if I was lending out my camper to relatives and or friends I would want to be sure it is insured. I lent my brother in law a 2 month old Jaguar back in the day and he wrecked it. The insurance company paid knowing full well who he was.
greygoos
Silver Donating Member
 
Posts: 455
Joined: Sun Sep 27, 2015 6:15 am
Location: Syracuse NY
Top

Re: Insurance Woes for the Astroliner

Postby John61CT » Thu May 03, 2018 4:20 pm

Sorry perhaps I misunderstood.

I thought the idea of using the per-day rental insurance was instead of, rather than supplementing the usual standing owner's policy.

That's the only part that would maybe be seen as dodgy, using the per-day insurance when the owner is the user.
John61CT
500 Club
 
Posts: 801
Joined: Thu Nov 17, 2016 4:36 pm
Top

Re: Insurance Woes for the Astroliner

Postby KCStudly » Sat Jun 16, 2018 8:36 pm

I wonder if Grundy would cover it. They used to advertise agreed value coverage on a bunch of the car and auction shows.
KC
My Build: The Poet Creek Express Hybrid Foamie

Poet Creek Or Bust
Engineering the TLAR way - "That Looks About Right"
TnTTT ORIGINAL 200A LANTERN CLUB = "The 200A Gang"
Green Lantern Corpsmen
User avatar
KCStudly
Donating Member
 
Posts: 9202
Images: 8116
Joined: Mon Feb 06, 2012 10:18 pm
Location: Southeastern CT, USA
Top

Re: Insurance Woes for the Astroliner

Postby John61CT » Sun Jun 17, 2018 9:03 am

I saw a post in Sprinter forum, guy got a $75K agreed value policy on his DIY conversion.

He was happy it was only $2,700 p.a.
John61CT
500 Club
 
Posts: 801
Joined: Thu Nov 17, 2016 4:36 pm
Top

Re: Insurance Woes for the Astroliner

Postby Atomic77 » Thu Jun 28, 2018 7:47 am

KCStudly wrote:I wonder if Grundy would cover it. They used to advertise agreed value coverage on a bunch of the car and auction shows.
Thanks KC we'll check.

Sent from my SM-N950U using Tapatalk
Michael

"The Strength is in the Sum of the Parts..."

The Astroliner

Follow The Astroliner Blog Here!

Check out our YouTube video
User avatar
Atomic77
1000 Club
1000 Club
 
Posts: 1033
Images: 308
Joined: Tue Oct 08, 2013 5:29 pm
Location: Fort Wayne Indiana
Top

Re: Insurance Woes for the Astroliner

Postby bbrider » Tue Jul 17, 2018 10:24 am

State Farm insured mine for an agreed value of $5000 with a $500 deductible for $116 a year. I took it to my agent and he took pictures inside and out. I told him I had about $5500 in it, but I would be happy with a $5000 policy. I got three options starting with no deductible, $250 deductible, and $500. I went with the $500 figuring I could pull a lot of stuff off it to make up the difference. If not, anything is better than nothing and it would give me the funds to start another build. Made me sleep good at night on our recent Alaska trip too!
Naw Bro, We ain't lost. We just ain't never been here before!

Wee-Go build journal:
viewtopic.php?f=50&t=66964
User avatar
bbrider
Teardrop Master
 
Posts: 123
Images: 37
Joined: Tue Jun 28, 2016 2:58 am
Location: Shreveport, Louisiana
Top

PreviousNext

Return to General Discussion

Who is online

Users browsing this forum: colorado_rob and 6 guests