You forgot to use this smiley:
Seriously, it has taken me a long time to figure it out myself but I finally did. Hang in there.
In order to get the URL, open up your photo when you're on the
www.teardrops.us site and right click on the address line at the top of the page in your browser. A little box opens up and you click on "copy." Then when you want to attach it to your post, you right click again, your little box opens up again and then click on "paste."
Finally, click on "Img" again to tell the forum's software that you're going to go back and type some more.
I am NOT a complete idiot! Some of the pieces are missing.